• All permanent full-time employees are required to join the Teachers' and State Employees' Retirement System. Eligible employees contribute 6% of their gross salary (pre-taxed) to the Retirement System. This is a mandatory contribution. GCS also contributes on your behalf to the State Retirement System in an amount that is legislated annually. Your contributions are paid with pre-tax dollars, thereby reducing current state and federal income taxes.

    Guidance on Return-to-Work Laws for Members of the Teachers' and State Employees' Retirement System (TSERS)

    Please click the above link to access important guidelines and laws governing the return to work process for all retirees of North Carolina Retirement System.

    Retirement Eligibility  

    Monthly benefits at retirement are based upon the average salary of the employee’s four (4) highest consecutive years, years of state service, and/or age at retirement. After five (5) years of creditable service an employee is considered "vested" and may be eligible for benefits from the retirement system. For more information Click Here. Permanent full-time employees are covered by a defined benefit plan with the North Carolina Teachers' and State Employees' Retirement System. You may retire with full benefits at; 

    1. age sixty-five (65) with at least five (5) years of contributory service;
    2. age sixty (60) with twenty-five (25) years of service credit; or
    3. any time after you have thirty (30) years of service credit regardless of age.

    You may take early retirement, which means you will receive a reduced monthly retirement payment, either at age fifty (50) with at least twenty (20) years of service credit or age sixty (60) with at least five (5) years contributory service. Retirements may be processed one hundred and twenty days (120) before the date of retirement. All retirements are effective the first of a month.  

    Due to the high volume of retirement questions, Guilford County Schools Benefits Department conducts retirement group information meetings during the year. These meetings are designed to answer questions regarding retirement and explain the retirement process. It is advisable that employees begin to attend the retirement group information meetings at least two (2) years prior to retirement. To attend a group information meeting you need to email the Retirement Specialist at Employees may access their retirement accounts online at the retirement system’s website via ORBITFor additional information visit  Please click on the link below to open, view the informative Powerpoint Slideshow Presentation and listen to the audio recording of the Retirement Seminar. If prompted after clicking on the following link, select "Open" then "Allow",  then choose "Slideshow" to view and listen:      RETIREMENT SEMINAR 2020 RECORDING AND SLIDESHOW PRESENTATION 


  • Retirement Signature Session 

    Due to the high volume of retirees, Guilford County Schools Benefits Department normally conducts retirement group meetings during the year.  During the meeting you will receive information regarding years of service, annual leave, sick leave, benefits and you will complete Retirement Form 6 and your resignation from Guilford County Schools in order to complete the retirement process. You must request and receive a Retirement Estimate from the State Retirement System prior to scheduling a time. Contact the Retirement Specialist at to register for a group retirement meeting.

    For additional information you may contact N.C. Teachers' and State Employees' Retirement System at:

    Active/Retired Employees:  Toll Free (877) 627-3287

    Navigating Your State Health Plan Benefits and Medicare - Understanding Your State Health Plan Benefits at Retirement

    The State Health Plan website provides extensive information to help Guilford County School employees, retirees and those individuals who are thinking of retiring understand how the State Health Plan Benefits work with your Medicare Benefits. It is highly recommended that you thoroughly explore this summary to help you better understand and decide which plan is right for you.  Please click on the following link to access this important information: State Health Plan: Retirement and Medicare